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Personal Brand & Positioning

Does creative finance like subject-to still work in a hot housing market?

Answered independently in 2 episodes. Every line below is verbatim from the transcript, timestamped to the moment it was said.

Mindset vs Skillset: The Secret to Business Success with Pace Morby
Pace Morby - Investor, Developer, Creative Finance Wizard, and Host of Triple Digit Flip
The short answer

What the archive says

01Creative finance still works in a hot market - you just change the data set. When foreclosure moratoriums killed that lead source, Pace targeted code-violation lists and bought just as many houses with sub-to and seller finance, while appreciation alone added $10-15 million last year. source →

02Build one signature, unmistakable lane. Pace brands himself nationally as the creative finance 'fixer,' so deals with no equity get DM'd to him for free - including the Atlanta foreclosure he picked up at $100,000 less than the first wholesaler wanted. source →

In their words

What was actually said

Well, actually, let me let me back up. So two months ago, somebody sends me a DM on Instagram where I get a lot of deals sent to me. So I'm known as a creative finance investor.
Pace Morby · Mindset vs Skillset: The Secret to Business Success (11:42)
So it's the same thing in real estate. We are buying just as many deals as we were before. We're still using sub two and seller finance.
Pace Morby · Pace Morby - Investor, Developer, Creative Finance W (51:59)
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