Product & Innovation
Did the Fed cut interest rates in January 2025?
Answered independently in 2 episodes. Every line below is verbatim from the transcript, timestamped to the moment it was said.
The short answer
What the archive says
01The Fed held its benchmark rate at 4.25-4.5% with no rush to cut further, despite pressure from Trump - mortgage and real estate activity stays constrained until rates drop another point to point and a half. source →
02Lock in or refinance floating-rate debt now — July cut odds sit at 4.7% and refinance activity likely stays on hold until odds pass 20%. source →
In their words
What was actually said
The Fed has held interest rates steady. So we have the interest rate stayed. Benz Park interest rate between four and a quarter and four and a half so it's helped steady.
If your promo calendar still says sight wide 20% off, grab a sharpie and rethink. And for our final story today, Federal Reserve rates. Futures now give July a slim 4.7 chance of a cut.
The episodes
2 episodes answer this
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